Black Friday is nearly here and the holiday season has begun!
According to a recent survey conducted by TopCashback.com (TopCashback), a po;ular cash back site, over three-quarters of Americans (76%) plan to shop Black Friday deals. Nearly three-quarters of Americans (74%) are planning to shop Cyber Monday/Week deals, too.
Th survey polled a cross-section of 1,666 US-based adults, aged 18 and over.
So to help you get the most bang for your buck with doorbuster deals this year, here are four tips from Samantha Landau, consumer advisor at TopCashback:
–Have your money-saving tools ready. “When you’re browsing the web for deals, make sure you’re prepared with free tools to help you get the best price. Use a cash back site, like TopCashback, which guarantees the highest percentage of your money back on qualifying purchases at over 7,000 retailers nationwide, such as Macy’s, Target and Walmart.
–Use the right credit card. “Review the terms of your credit card’s program to determine which spending categories give you the highest cash back, rewards points or miles. Make a note to use that card when shopping for those items. For example, if your credit card offers cash back on groceries, you can use that card when shopping for holiday food items. From there, you may even be able to use what you’ve earned towards a statement credit to help you pay off your additional holiday expenses (depending on the program).”
–Avoid temptation. “Holiday gift sets, accessories and miscellaneous products may seem useful and get you to that ‘free gift with purchase’ or ‘free shipping’ threshold, but don’t let these items distract you from your budget. If you’re adding items you know you won’t use to your cart solely to score a larger discount or deal, consider leaving them out of your order.”
–Be prepared. “If you find yourself looking for a deal during Cyber Week, make sure you’re ready to make a purchase right then and there since items can sell out in a matter of seconds. Make sure your devices are charged and have your credit cards ready to go. With popular presents and major sales, items can sell out while you’re inputting your credit card info or still browsing. So, be prepared and have everything you need to make a purchase now.”